North Ayrshire council tax 2026/27
Band D council tax in North Ayrshire is £1,685.84 a year for 2026/27, plus £652.32 for water and sewerage. That's up 8.5% on 2025/26 and £32 more than the Scotland average. Most homes here are in band A: 30% of them.
Band D, 2026/27, with water and sewerage
£2,338.16 a year
- Council
- North Ayrshire Council
- Type
- Scottish council
- Nation
- Scotland
- Rank
- the 15th most expensive of 32 councils in Scotland
- Scotland average
- £1,653.44 Band D
- Figures
- 2026/27, checked 27 October 2026
North Ayrshire council tax bands 2026/27
Council tax plus Scottish Water's water and sewerage charges, which the council collects on the same bill. Scottish councils collect in 10 monthly payments (May to February) unless you agree 12.
| Band | Council tax | Water and sewerage | Total a year | Monthly, 10 |
|---|---|---|---|---|
| Band A | £1,123.89 | £434.88 | £1,558.77 | £155.88 |
| Band B | £1,311.21 | £507.36 | £1,818.57 | £181.86 |
| Band C | £1,498.52 | £579.84 | £2,078.36 | £207.84 |
| Band D | £1,685.84 | £652.32 | £2,338.16 | £233.82 |
| Band E | £2,215.01 | £797.28 | £3,012.29 | £301.23 |
| Band F | £2,739.49 | £942.24 | £3,681.73 | £368.17 |
| Band G | £3,301.44 | £1,087.20 | £4,388.64 | £438.86 |
| Band H | £4,130.31 | £1,304.64 | £5,434.95 | £543.50 |
Council tax bands as published by the Scottish Government; water and sewerage charges set by Scottish Water and the same across Scotland. Monthly figures divide the year equally; the first payment can differ by a few pence.
Where your council tax goes
In Scotland the council keeps the whole council tax; police and fire are funded nationally. Water and sewerage (£652.32 at Band D) go to Scottish Water.
Homes in each band
56% of the 68,439 homes in North Ayrshire are in band A or B, and 8% are in band F or above.
Scottish Government, dwellings by council tax band, 1 September 2025. Counts are rounded.
Discounts and premiums in North Ayrshire
Everyone in Scotland gets the national discounts: 25% off if you live alone, nothing to pay for all-student homes, and one band lower if your home has been adapted for a disabled person. How discounts work. North Ayrshire also sets its own rules on second and empty homes:
| Second homes | 100% premium: you pay double the normal chargesince 1 April 2025 |
|---|---|
| Long-term empty homes | 100% premium after 1 year |
| Local discounts | Long-term empty levy relief until two years empty while marketed for sale or rent |
Source: North Ayrshire Council website, checked 27 October 2026.
On a low income? Scotland has a national Council Tax Reduction scheme, run by each council. North Ayrshire Council Tax Reduction.
Band D in North Ayrshire over the years
Show the figures
| Year | Band D |
|---|---|
| 2026/27 | £1,685.84 |
| 2025/26 | £1,553.77 |
| 2024/25 | £1,452.12 |
| 2023/24 | £1,452.12 |
| 2022/23 | £1,382.97 |
| 2021/22 | £1,342.69 |
| 2020/21 | £1,342.69 |
| 2019/20 | £1,280.70 |
| 2018/19 | £1,222.16 |
| 2017/18 | £1,186.56 |
| 2016/17 | £1,152.00 |
| 2015/16 | £1,152.00 |
| 2014/15 | £1,152.00 |
| 2013/14 | £1,152.00 |
| 2012/13 | £1,152.00 |
| 2011/12 | £1,152.00 |
| 2010/11 | £1,152.00 |
| 2009/10 | £1,152.00 |
| 2008/09 | £1,152.00 |
| 2007/08 | £1,152.00 |
| 2006/07 | £1,124.91 |
| 2005/06 | £1,075.00 |
| 2004/05 | £1,025.00 |
| 2003/04 | £977.00 |
| 2002/03 | £927.00 |
| 2001/02 | £877.00 |
| 2000/01 | £827.00 |
| 1999/00 | £788.00 |
| 1998/99 | £751.00 |
| 1997/98 | £718.00 |
| 1996/97 | £660.00 |
Band D council tax, excluding water and sewerage. 1996/97 to 2026/27.
Nearby councils
| Council | Band D | Difference | Compare |
|---|---|---|---|
| East Ayrshire | £1,717.28 | +£31.44 | Compare |
| Renfrewshire | £1,690.56 | +£4.72 | Compare |
| Inverclyde | £1,673.85 | −£11.99 | Compare |
| South Ayrshire | £1,694.96 | +£9.12 | Compare |
| East Renfrewshire | £1,620.15 | −£65.69 | Compare |
Pay, check your band or apply for a discount
This site is independent. To pay, see your exact bill, tell the council you've moved or apply for a discount, use the council's own site.
Questions
How much is council tax in North Ayrshire?
In 2026/27 Band D is £1,685.84 a year in council tax, or £2,338.16 with Scottish Water's water and sewerage charges. Bands run from £1,123.89 (Band A) to £4,130.31 (Band H).
How much is Band A council tax a month in North Ayrshire?
Band A is £1,558.77 a year including water and sewerage: £155.88 a month over 10 payments or £129.90 over 12. Band A is the most common band here (30% of homes).
How much did North Ayrshire council tax go up?
Band D rose from £1,553.77 in 2025/26 to £1,685.84 in 2026/27, an increase of 8.5% (£132.07).
Does North Ayrshire charge extra council tax on second homes?
Yes. North Ayrshire charges a 100% premium on second homes in 2026/27, so the owner pays 200% of the normal charge.
Who do I pay council tax to in North Ayrshire?
You pay North Ayrshire Council, which collects the whole bill. Use the council's own website to pay, check your bill or apply for discounts.
Sources
- Council Tax by band 2026-27 (Council Tax datasets, Scottish Government; from the Council Tax Assumptions 2026 statistical return), Scottish Government, published 31 March 2026, checked 27 October 2026
- Scottish Water: Unmetered Charges 2026-27, Scottish Water
- Council Tax: stock of properties, 2026 - CTSOP1.1: number of properties by Council Tax band, local authority and LSOA/MSOA at 31 March 2026 (geography = LAUA rows), Valuation Office Agency, checked 27 October 2026
- Council website (premiums and discounts), checked 27 October 2026
Contains public sector information licensed under the Open Government Licence v3.0. How we compile these figures.